Meraih Bintang - VIA VALLEN - Official Theme Song Asian Games 2018

Every driver needs car insurance, regardless of the motor vehicle they are driving. If you are the owner of a sports car, you will need car insurance just like everybody else, if not more so! Sports cars are expensive, and if you have an accident you will have to pay out a lot of money for repairs or a replacement. When you purchase your sports car, you need to approach the insurance company of your choice immediately. Prior to your decision on which insurance company to go with, you must obtain a few comparative quotes. With a few quotes in hand, you will make a more informed decision. Remember that the cheapest quote is not necessarily the best one. You need to look for value for money in your policy. Requesting a higher excess will secure you a lower premium, and vice versa. Although you will need to ensure that you can afford the cost of the excess if you decide to make it high. It is a good idea to keep aside a small savings account, for emergencies such as these. Where a sports car is involved, you know you are going to pay a lot of money on even the smallest repairs. In some cases, your insurance company may not cover the repairs for certain damages. You can't run away from the fact that you are going to pay a bit more for your premium for a sports car than other people would with a normal motor vehicle. The point is that sports cars usually move faster than other vehicles, making them more dangerous on the roads. Statistically, speed is one of the leading causes of motor vehicle collisions. Therefore, if you have a car that is capable of going very fast, the insurance companies will have to stick it with a higher premium tag. Furthermore, you have to also remember that sports cars are favoured by thieves. The parts are sold for a lot of money, making them popular theft targets. This also contributes to the higher premium. In order to keep your premium as low as possible, you need to ensure that you lower your car's risk profile. A lot of sports car owners are enticed to modify their vehicles to look better or go faster, but this is bad for the insurance premium. A modified or enhanced vehicle will have a higher premium because it is faster and therefore more likely to be badly damaged in an accident. Furthermore, modified and enhanced vehicles are higher theft risks too. If you DO modify your vehicle, you need to inform your insurance company immediately. If you have an accident and they find that you did not inform them of modifications on your vehicle, they may not have to pay out. The best thing you can do with regards to your theft risk is to install a top of the line security system in your vehicle. A good alarm system, immobiliser and tracking device should help substantially lower your premium. There are many benefits to being a sports car driver, and by all means, enjoy your motor vehicle to the fullest. Always remember to be safe, and adhere to the road rules to prevent being in a collision.

Cloud Storage - Which Service is The Best?
Ever since mid-2008, cloud computing, cloud hosting and cloud storage have entered the mainstream and have been very much on the rise. This is backed up from statistics in Google trends, which show a steady increase in search volume worldwide.

In line with this, the number of companies offering cloud computing services has also increased dramatically; there is now a plethora of companies offering cloud services - particularly cloud storage.

With this dramatic increase, it has become more difficult to pick out the 'best of the bunch' so to speak. This article examines 5 of the top cloud storage providers in order to determine which service is the best.

Google Drive

Google has become a word synonymous with the internet, so it seems appropriate that the search giant's cloud storage service - Google Drive - is the first to be examined.

Google initially introduced the Google Drive in April 2012. The basic free-of-charge service offers 5GB of free storage, which is adequate without being mind-blowing. For those with loftier storage ambitions, you can expand this to 25GB or 100GB for $2.49 or $4.99 respectively. Maximum capacity actually goes up as far as 16TB for a whopping $799.99 per month, although this is unnecessary for the majority of people.

The maximum file size you can upload to Google Drive is currently 10GB.

One of the features that Google Drive has over its competitors is the integration with other Google Apps such as Gmail and Google Docs.

There is currently a Google Drive Android app to streamline document access when on the move, although the current lack of iOS and Windows may be disappointing for some users; that being said, said apps are expected to arrive shortly.

Dropbox

Although not yet comparable to Google, the name Dropbox is becoming more of a household name.

Launched in 2008, Dropbox has been lauded for its user-friendly design and ease of use. Upon first glance, the free account seems disappointing when compared to rival services. Initially users will be granted just 2GB of free space, which is frankly unimpressive. However, users do have the ability to expand this up to 18GB by referring new users; each new referral is worth 500mb of free storage space (up to the aforementioned 18GB).

100, 200 and 500GB packages are available for $9.99, $19.99 and $49.99 respectively; though it is worth noting, you can save 17% on these figures by opting to pay annually. Perhaps even more impressively, the premium accounts can still be expanded free of charge through referral (again, up to 18GB). An extra $3.99 per month will ensure that Dropbox backs your files up online to prevent loss of data through accidental deletion.

Dropbox also provide cloud storage to corporate clients. The pricing of this ranges from $795+, depending on the number of licences required.

There is currently mobile integration for Android, iOS, Blackberry and Amazon Kindle Fire.

Amazon Cloud Drive

Cloud Storage may not be the first service that comes to mind if somebody were to mention Amazon, but the Amazon Cloud Drive is one of the most popular cloud storage services on the market today.

Amazon launched its Cloud Drive in March 2011 (it arrived in the UK roughly 18 months later). The initial free storage level - similar to Google Drive - is 5GB, although this can be upgraded for roughly 50?? per GB up to 1000GB (just short of 1TB). So for those who dislike math, 500GB of storage would equate to $250 annually.

At this point you may be asking yourself exactly what makes the Cloud Drive stand out from the crowd (cloud?). Well it offers, as you would expect, mobile integration with its Amazon Kindle Fire HD device, although Dropbox also does that, so it can't really be considered a USP (Unique Selling Point).

Amazon's USP is that it doesn't count amazon purchases (such as MP3's, eBooks and video files) towards its storage limits. This is a big bonus, especially if you regularly purchase digital media from Amazon. On top of this, it allows you to stream your stored music files free of charge through the service, which for some people will be quite the positive.

Apple iCloud

It is undeniable that the Apple iCloud is very similar in approach to Amazon's Cloud Drive. The pricing is almost identical and the USP is a slight variation on the same concept.

The iCloud offers 5GB free storage.

Purchases made through iTunes do not count towards your overall storage limit and, as you'd imagine, iCloud integrates smoothly with Apple products.

Microsoft SkyDrive

This list couldn't be complete without Microsoft representation and the final entry on the list is just that, Microsoft's cloud storage service - SkyDrive.

Never a company to be outdone, Microsoft's 7GB of free storage represents the highest amount of free storage space out of all the entries on the list. Expansion pricing is typical at roughly 50?? per GB, available in 20, 50 and 100GB upgrades.

Arguably, the most interesting feature is the Integration with the Microsoft Office Web Apps. Similar to Google Docs in many ways aside from one key feature, being able to create and save documents in standardised Microsoft file extensions (i.e. .doc, .docx, .ppt and .xls). This ensures that there are no iffy moments in regards to compatibility due to file extensions.

SkyDrive stores the 25 most recent versions of a document as well, which can be handy if you don't have sole access to a document.

Microsoft SkyDrive is also the only service on the list to have integration with the Windows Phone platform (although it isn't the only service on the market).

Conclusions

After briefly running through five popular cloud storage services, it is easy to see why many people find it hard to decide which service is the best for them. In short, the answer is that there is no 'one size fits all' solution.

There are many more differences between the services that I have listed above, to go through them all would take all day, what I have done is tried to cherry pick the most eye catching ones. In short, if I were to offer advice it would be that if you use a particular brand of software or applications (i.e Apple, Google Apps, Amazon or Microsoft Office) then go with similarly branded cloud storage as it is likely that it will maximise integration and minimize costs and accessibility issues.

If that isn't the case then I may be inclined to opt for a stand-alone provider like Dropbox simply down to the fact that a little competition for the likes of Google, Apple et al. can only be a good thing.

Thanks for reading.

car insurance Car insurance can be very costly for first time drivers. Insurance companies realize that new drivers are high-risk, so they charge them accordingly. Until a new driver gets some experience behind the wheel, they can expect to pay higher rates, but there are a few things that they can do to lower the cost. This article will share 3 tips that are sure to keep a new drivers rates as low as possible. 1. Buy a safe car Insurance companies realize that drivers who drive fast cars want to go fast! Therefore, they label drivers who own sports cars as risky drivers. Also, SUV's have had a terrible history of rollovers, so they consider drivers who own SUV's as risky drivers as well. If you are a new driver, you should start your driving career with a safe car. Get a car that has a small engine, do not customize your car at all, and stay away from SUV's! Sure, you will not have the coolest car on the road, but you will be safe and pay less on car insurance. 2. Invest in security For every security feature a vehicle has, the cost of insurance will drop. Simply adding an alarm system can make a drastic impact on the cost of an insurance policy. A vehicle that is equipped with multiple air bags can also expect lower insurance rates. If you are a new driver, you should never buy a vehicle without air bags. If the vehicle that you purchase does not have an alarm system, invest in one! The cost of an alarm will be paid back in the form of lower monthly insurance payments! 3. Avoid Claims Once you get an insurance rate that you can afford, do your best to avoid making any claims. When it comes time to renew your policy, you can expect your rates to go down if you have not made any claims. The best way to avoid making any claims is to drive safe. Follow all of the laws, keep a good distance between you and every vehicle around you, and stay alert! If a minor accident does happen, try to pay for the damage out of your pocket. This is especially important if the cost of the damage is lower than the cost of your insurance deductible. The life of a new driver can be very exciting, but it can also be very expensive. Auto insurance is required by law, and it is not cheap by any means! However, If a new driver purchases a safe, secure vehicle, and they avoid making any claims until they build their credibility as a driver, they can lower the overall cost of their insurance.